POLICY AND PHILOSOPHY

The Bank has always been true to its mission as a financial institution that sees agricultural sector and MSMEs as its long-standing market niche in the accomplishment of its social objectives. NRBSL’s experience in rural banking has proven that serving the low income segment has been and can still be a viable and profitable undertaking. The Bank has accumulated a stock of knowledge and approaches in serving these markets and has the conviction to pursue this mission while consciously mitigating its risk exposures. These ideals are captured in the hallmark of NRBSL’s corporate identity:

Vision

NRBSL envisions the microenterprises, small agricultural sector and SMEs playing a vital role as initiators and beneficiaries of development.

NRBSL seeks to become a leading provider of financial services for these sectors, hence a strategic partner in the development of local economies.

Mission

NRBSL has creatively evolved into an organization with distinct departments where individual roles are defined and competencies are continuously enhanced according to the specific requirements of the operations. Aside from technical skills in the conduct of work, the leadership of NRBSL imbibes among its personnel the developmental role the Bank plays in the targeted communities. In order to build their respective careers in NRBSL, one must subscribe to the principles the Bank stands for - Excellence, Professionalism, Integrity, Commitment and Honesty. Overall, it is the demonstration of loyalty to the Bank and to its cause that matters most. There is reason to expect that given a deep understanding of its social mission; the right technical preparations and appropriate benefits in the ranks of NRBSL personnel will emerge loyal officers who shall take on the responsibility of bringing NRBSL to greater heights in the future and beyond. Already, a number of officers possess the same advocacy and outward sensitivity after having learned how the Bank started with the firm belief that the poor are bankable, how the Bank advanced the reason for its being through its local economy development framework and how the Bank changed the lives of thousands of small farmers and micro-entrepreneurs in our midst.

Core Values

E-P-I-C-H

NRBSL'S Guiding Principle for Officers and Staff

Excellence

We deliver quality service, uphold our Bank’s reputation, and commit to meaningful, innovative work.

Professionalism

We strive for mastery, continuous learning, and meaningful work, taking pride in our achievements.

Integrity

We uphold ethics, avoid conflicts of interest, and build credibility through transparency and accountability.

Commitment

We commit to integrity, excellence, and growth, embracing challenges to drive positive change.

Honesty

We earn trust through honesty, accountability, and a commitment to truth.